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@NICOLE.DETERS.WEALTH

Your Wealth, Your Future, Our Focus

Looking Back; Looking Forward - Winter 2026

For Canadian baseball fans, the autumn offered both unity and nostalgia. Three decades after Joe Carter’s iconic home run, many hoped for a repeat of that 1993 magic, but we’ll have to wait a little longer

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The Immutable Market Pendulum - Autumn 2025

The summer saw the return of the immutable market pendulum, where sentiment can swing from ‘hopeless’ to ‘flawless.’ After April’s lows, the S&P surged more than 30 percent in just two months, one of the fastest rallies in recent history, while the TSX hit multiple all-time highs.

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The Golden Age of Here and Now - Summer 2025

In a world flooded with headlines about conflict, it may be easy to lose sight of how far we’ve come. It’s worth a reminder: we are living through an extraordinary chapter in history.

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A New Age of Uncertainty - Spring 2025

It has been said that there are known knowns—the things we understand; known unknowns—the uncertainties we are aware of; and unknown unknowns—the surprises we don’t realize exist until they happen.

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Bull and Bear: Tortoise or Hare? - Winter 2025

During strong market times like we experienced in 2024, or times of uncertainty, are you inclined to be more like a tortoise or a hare? As we begin another year, it’s a perspective worth remembering: meaningful growth is often measured over decades, not months or even years.

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Delayed Landings - Autumn 2024

We find ourselves in a period where sentiment could be aptly described by Charles Dickens’ classic line: “It was the best of times, it was the worst of times...” Today’s narratives are seemingly contrasting.

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The Largest Wealth Transfer in History is Here - Summer 2024

It’s been termed the “greatest wealth transfer in history.” As the last of the Baby Boomers reach the age of 60 this year, and the oldest approach 80, an estimated $1 trillion of wealth has begun to change hands.

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Growth Will Persist - Spring 2024

A little over six years ago, renowned investor Warren Buffett made a bold prediction: The Dow Jones Industrial Average (Dow) would reach the milestone of one million within 100 years.1 At first glance, his assertion appeared somewhat incredulous since the Dow was hovering around the 22,000 mark.

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Time: The Investor’s Great Ally - Winter 2023

It has been said that “Time is the exponent that does the heavy lifting. The common denominator of almost all fortunes isn’t returns; it’s endurance and longevity.” As we look ahead to a new year, don’t overlook the impact of compounding and time on investing success.

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Lessons From Generational Resilience - Fall 2023

One of our modern-day challenges is that technology has ushered in an era of instant communication and connectivity that seems to amplify awareness and sensitivity. There is never a shortage of negative news and today is no exception.

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Winning the Longevity Lottery - Summer 2023

“Plan on Living Past Your Life Expectancy” — this is the headline of a recent article in the popular press that suggests many of us will live longer than we expect.1 In fact, many of us systematically understate our chances of living to age 75 by 10 percentage points or more.

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Looking Beyond Today- Spring 2023

It has been said that change is the only constant, and the investing world is no exception. For more than a year, we’ve seen the effects of a rapid change in inflation and interest rates on the financial markets.

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Look Forward, Not Back - Winter 2023

One of the weaknesses of human nature is our tendency to focus on what is most recent in our memories. Our minds are naturally influenced by things that have just happened, and this can impact the way we make decisions.

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The Importance of Holding On - Summer 2022

It has been difficult to find much market commentary that suggests positive developments in the financial and economic markets over recent times. The reasons are many: high and persistent inflation, more aggressive tightening policies by central banks and the prospect of recession.

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Maintaining Perspective in Volatile Times - Spring 2022

Today it seems as though there is no shortage of new challenges to test our resolve. As we try and move forward from two difficult years of battling a pandemic, the world has been confronted with the new crisis of the Russia/Ukraine conflict.

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The Enduring Human Spirit - Winter 2022

An article published by the Wall Street Journal shared some fitting advice from endurance athletes, suggesting that those who endure adversity can emerge stronger and more resilient in what is termed “post-traumatic growth.

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